We are entering the final month of the year and soon employed persons receive their bonuses, some independents will increase their sales and hence their income on account of Christmas shopping, it's time to plan responsibly as they are to manage these resources.
The best recommendation I can do now is ...
Spend only what is essential and keep a hand, leave some compare to the month of January where they will certainly present opportunities and higher prices, keep a portion as savings in the contingency fund.
In Mexico, La CONDUCEF in support of the program "Financial Education" driven by Federal Government through the Ministry of Finance has created an interesting magazine that is worth seeing for more information on these concepts, is a digital magazine entitled "Protect Your Money"
Remember that advice does not get to hear old, do not forget and "Protect Your Aguinaldo."
Until next time.
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